The High Cost of My Bad Habits
I got to thinking the other day about the lifetime cost of my bad habits, both those habits past and those present.And I don't just mean the simple cost of, say, those Marlboro cigarettes, the morning Starbucks, or the weekend case of beer. I mean the full opportunity cost when you also include things like the interest you or I could have earned by saving money. And some years the employer matching you or I could have gotten by taking advantage of company-sponsored 401(k) plans.Unfortunately, I am sad to say, I know enough finance and Microsoft Excel to make the calculations. And the results were not pretty. (You might just want to stop reading right here.)But one final set of comments....
